Next Steps
- 1Apply for a long-stay 'D' visa and submit the necessary documents, including a fully completed visa application form, passport, and medical insurance.
- 2Obtain a tax number and Social Security Registration Number (AMKA) from the local tax office and fill out a residence permit form.
- 3Search for job opportunities and ensure the employer is locally licensed and incorporated to obtain a work permit on your behalf.
- 4Secure housing by renting or purchasing property, and consider seeking assistance from immigration lawyers for guidance on lawful rent or purchase agreements.
The Complete Guide to Living in Greece
Overview
Greece, with its rich history, stunning landscapes, and vibrant culture, has become an increasingly popular destination for expatriates. This guide provides essential information for those considering a move to this Mediterranean paradise.
1. Visa and Immigration Requirements
Types of Visas
Greece offers several visa types for non-EU citizens:
- Short-stay Schengen Visa (up to 90 days)
- Long-stay National Visa (for stays exceeding 90 days)
- Golden Visa (for property investors)
Application Process
- Determine the appropriate visa type
- Gather required documents (passport, photos, proof of funds, etc.)
- Schedule an appointment at the Greek embassy or consulate
- Submit application and pay fees
- Attend interview (if required)
- Wait for processing (usually 15-30 days)
Residency and Citizenship
- Permanent residency can be obtained after 5 years of continuous legal residence
- Citizenship is possible after 7 years of residence, demonstrating Greek language proficiency, and passing a citizenship test[1][2]
2. Cost of Living
Housing Expenses
- Average monthly rent in Athens:
- One-bedroom apartment (city center): €400-€600
- Three-bedroom apartment (city center): €700-€1,000
Daily Expenses
- Utilities (electricity, heating, water, garbage): €100-€150/month
- Internet: €20-€30/month
- Public transportation pass: €30/month
- Groceries for one person: €200-€300/month
Financial Comparison
Living in Greece is generally 30-40% cheaper than in the United States, with significant savings on housing and healthcare[3][4]
3. Employment Opportunities
Job Market Overview
In-demand industries include:
- Tourism and hospitality
- Information technology
- Education (especially English teaching)
- Healthcare
Job Search Strategies
- Use online job portals (e.g., Kariera.gr, JobinAthens.com)
- Network through professional associations and expatriate groups
- Consider freelancing or remote work opportunities
Work Regulations
- Standard work week: 40 hours
- Minimum annual leave: 20 days for 5-day work week
- Notice period for termination varies based on length of employment[5]
4. Housing and Accommodation
Finding Accommodation
- Use real estate websites (e.g., Spitogatos.gr, XE.gr)
- Work with local real estate agents
- Join expatriate Facebook groups for leads
Lease Agreements
- Typical lease duration: 3 years (but can be negotiated)
- Security deposit: 1-2 months' rent
- Rent is usually paid monthly
Neighborhood Guide
Popular areas for expatriates in Athens:
- Kolonaki (upscale, central)
- Glyfada (coastal, family-friendly)
- Kifissia (green, suburban)[6]
5. Healthcare System
Accessing Healthcare
- Register with the Greek Social Security Institution (EFKA)
- Obtain an AMKA (social security) number
Health Insurance
- Public healthcare is available to legal residents
- Private insurance recommended for faster access and broader coverage
Medical Facilities
- Public hospitals can have long wait times
- Private clinics offer high-quality care, often with English-speaking staff[7]
6. Taxes and Financial Considerations
Local Tax System
- Income tax rates range from 9% to 44%
- VAT (sales tax) is 24% on most goods and services
US Tax Responsibilities
- US citizens must file annual tax returns regardless of residence
- Foreign Earned Income Exclusion may apply
Banking
- Major banks: Alpha Bank, Eurobank, Piraeus Bank
- Documents needed to open an account: passport, proof of address, AFM (tax number)[8]
7. Moving Logistics
Packing and Shipping
- Consider climate when packing (hot summers, mild winters)
- Household goods can be imported duty-free within first year of residency
Documentation
Essential documents:
- Passport
- Birth certificate
- Marriage certificate (if applicable)
- Academic qualifications
- Medical records
Pet Relocation
- Pets need microchip, rabies vaccination, and EU Pet Passport
- No quarantine if coming from EU countries or listed third countries[9]
8. Language and Communication
Language Proficiency
- Greek is the official language
- English is widely spoken in tourist areas and larger cities
Learning Resources
- Language schools: Athens Centre, Ikarian Centre
- Apps: Duolingo, Rosetta Stone
- Language exchange meetups
Communication Tips
- Learn basic Greek phrases for daily interactions
- Use gestures and body language to supplement communication[10]
9. Cultural Adaptation
Social Etiquette
- Greetings often involve kisses on both cheeks
- Punctuality is less strict than in Northern Europe or the US
Community Integration
- Join expatriate groups (e.g., InterNations, Meetup)
- Participate in local festivals and events
Managing Culture Shock
- Stay connected with family and friends back home
- Embrace local customs and traditions
- Be patient with bureaucratic processes[11]
10. Essential Resources
Emergency Contacts
- Emergency number: 112
- Police: 100
- Ambulance: 166
- Fire Department: 199
Useful Websites
- Ministry of Foreign Affairs: www.mfa.gr
- General Secretariat for Greeks Abroad: www.ggae.gr
- Expat Guide Greece: www.expatguidegreece.com
Local Services
- International schools in Athens: ACS Athens, Campion School
- Utility providers: DEI (electricity), EYDAP (water)
- Telecommunications: Cosmote, Vodafone, Wind[12]
Citations
[1] Greek Ministry of Foreign Affairs
[2] Greek Ministry of Interior
[3] Numbeo Cost of Living Comparison
[4] Expatistan Cost of Living Index
[5] Greek Labor Law
[6] XE.gr Real Estate
[7] Greek National Health System (ESY)
[8] Greek Tax Authority
[9] Greek Customs Office
[10] Duolingo Greek Course
[11] InterNations Expat Guide
[12] Living in Greece Guide
Citations:
[1] https://www.mfa.gr/en/visas/visas-for-foreigners-traveling-to-greece/
[2] https://visaindex.com/visa/greece-visa/
[3] https://uk-gr.gvcworld.eu/en/visa-required-documents
[4] https://eures.europa.eu/living-and-working/living-and-working-conditions/living-and-working-conditions-greece_en
[5] https://www.globallegalinsights.com/practice-areas/employment-and-labour-laws-and-regulations/greece/
[6] https://www.globalcitizensolutions.com/buying-property-in-greece/
[7] https://immigrantinvest.com/blog/greece-insurance-en/
[8] https://en.wikipedia.org/wiki/List_of_hospitals_in_Greece
[9] https://en.wikipedia.org/wiki/Taxation_in_Greece
[10] https://www.smartcitizenship.com/opening-a-bank-account-in-greece-2022/
[11] https://www.reddit.com/r/GREEK/comments/x50efo/best_app_to_learn_greek_on/
[12] https://www.expatforum.com/forums/greece-expat-forum-for-expats-living-in-greece.16/
[13] https://www.flypgs.com/en/visa-information/greece
[14] https://www.mfa.gr/uk/en/visa.html?mission=lon
[15] https://internationalliving.com/countries/greece/cost-of-living-in-greece/
[16] https://www.pacificprime.com/blog/living-abroad-in-greece.html
[17] https://theluxuryplaybook.com/what-is-the-cost-of-living-in-greece/
[18] https://www.y-axis.com/news/top-10-occupations-that-can-get-you-a-greece-work-visa/
[19] https://www.bluselection.com/blog/2024/06/the-best-guide-you-will-find-about-working-in-greece-job-opportunities-insights-and-tips
[20] https://www.replicon.com/regulation/greece/